Sounds familiar, right?
The bad - and perhaps unexpected -
news is it's a recipe for disaster.
One
Little Breeze Can Knock the Whole House of Cards
Down
Here's how using personal credit
to finance your company's launch, operation and/or
growth can get you into serious financial trouble.
- Problem:
When you use your personal credit card to buy
business items, you instantly slash the amount of
credit you have available to get the things you and
your family need and want. And if you, like many
Americans, regard your credit cards as the financial
cushion that will carry you through emergencies,
like an illness that makes it impossible to work,
wasting your credit on business expenses might
destroy your safety net.
- Problem: When
you invest your savings into your business, you
might see a return on your investment. But if your
business goes under (a strong possibility, when you
consider that the Small Business Administration
reports that 95% of businesses close their doors
within 5 years of opening), you'll lose
EVERYTHING.
- Problem: When
you use your personal money and assets for financing,
you risk damaging your personal credit in two ways.
One, getting the financing requires a personal
credit check. And every time an inquiry is made,
your credit score takes a hit. The lower your
score drops, the harder it is to secure financing -
especially with the most favorable terms. Second,
the more credit you have personally guaranteed for
your business, the less lenders will be willing
to give you for personal use. Signing that loan
for your business could prevent you from getting a
mortgage on the new house you plan to buy a year
from now.
- Problem:
And when you persuade your spouse to start using his
or her personal credit to finance your business,
you dig a deeper hole for your family to crawl out
of. If your business fails - as 95% of business
do in the first three years, according to the Small
Business Administration - your family will be wiped
out financially.
- Problem:
If your business fails and YOU used your personal
money and assets you risk losing what you have
worked years to build.
Problem
#2..
Bad Credit
The average family
carries a balance of between $7,000 and $10,000 on all
their credit cards, depending on which figures you
believe.
Over $1,000 per
family goes on interest every year. And that’s just the
average – some people owe much more! Overall, Americans
spend over $1 trillion every year on their credit cards,
and owe more than $500 billion of it.
If debt continues at
the current rate, then one family in a hundred will be
forced into bankruptcy. Over 90% of Americans’
disposable incomes are spent paying back debts. Whatever
happened to saving?
Debt Costs
Everyone Money.
It’s not so long ago
that being in even a little debt was considered to be
absolutely terrible. When you wanted something, you
saved up for it, and bought it once you had enough
money.
If you had bad
credit, you couldn’t get a credit card at all. Go back
fifty years and consumer debt figures were absurdly low,
the same way they are today in most of the non-Western
world
What does bad credit
really cost me?
According to Fair
Isaac™, lenders would probably demand a 9.8 percent
interest rate on a $300,000, 30-year fixed mortgage for
a borrower with a credit score between 500 and 579. That
would translate into a $2,585 monthly payment for
principal and interest.
But a borrower with a
score between 760 and 850 seeking the same loan would
qualify for about a 6 percent rate that would cost just
$1,796 a month for principal and interest.
That savings
of $789 each month would total $284,040 over 30 years!
Problem
#3..
30 Yr.
Mortgages
Americans have less equity as a
percentage of the value of their homes than ever before.
The news headlines say the so
called “real estate bubble” may be upon us. Instead
we are really experiencing a "debt bubble". We
believe the only real answer is sound, rapid
mortgage debt elimination.
In the first 10 years, most
people only pay down their mortgage by 15% of the
entire balance, 85% of mortgage payments over 120
payments are wasted and gone forever.
By not using our MRP system,
you are managing your checking and savings accounts the
"bank preferred way" and costing yourself a fortune.
Many professional experts now
believe that the home mortgage tax deduction has simply
allowed lenders to keep us all borrowing and staying in
debt…they are selling America on justifying being in
debt.
By now,
you’re probably feeling frustrated and confused by “the
mortgage maze” consumers are caught up in today.
Mortgages have changed a lot in the last few years…
interest-only, option-payment, ARM’s, etc.
How can anyone
understand it all? The only thing you need to know is
that these new ways are designed to keep you in endless
payments and refinancing traps which only benefit the
BIG BANKS. I just heard of a 50-year mortgage! Can you
imagine?
Does paying off your
house early make sense?
You bet it does, regardless of what so called experts
tell you!
If the economy crashes, being free and clear protects
you.
Here’s why:
1.
Your home mortgage is probably your biggest
expense and LIABILITY – not an INVESTMENT
Imagine what you could do
with that extra money, if you had no debt or mortgage.
Would you send your kids to the finest college, take
that dream vacation, maybe even buy a second home, feel
more secure if there was an economic down turn?
2. The "myth" of
the mortgage tax deduction - Even though you
may get a tax deduction from your mortgage
(BANK
GIMMICK TO KEEP YOU SOME HOW JUSTIFYING STAYING IN
DEBT), most of the time you are saving less than 30% of
your mortgage interest–the rest is just gone! It is like
giving up $3 to get a $1 discount . What a
deal??? You might as well go to Vegas with your money.
Staying in debt is always more risky and costly
than being mortgage debt free.
3. Times are changing - and here is the answer
Most experts say we are
facing a real estate "bubble". That bubble may be about
to BURST. In times of high appreciation (inflating
bubble), you want to invest in certain types of real
estate, but in times where you expect little to no
appreciation (like many do right now) you want to secure
your family’s future by “investing” in yourself.
Reducing your mortgage
debt without increasing your monthly budget is a
sure-fire way to secure yourself against the
"bubble"! Remember, during the great depression,
the survivors were the ones who were debt free going
in.
Problem
#4..
Corporate America

Do all of the
recent headlines about corporate job cuts make you
nervous? Have you heard rumors that a downsizing may
be on the horizon at your company?
Unfortunately, in
today’s world, no job is ever 100% secure. Layoffs
have become standard operating procedure for many
companies. They hire when business looks good and
cut jobs when results fall short of estimates. And
it often doesn’t matter how good you are at your job
or how hard you work.
Here Is The Ultimate Solution
To All
Four of These Problems!
Solution #1.
Business Credit Builder

Download Corporate Credit Presentation
How will you feel when you're holding $200,000 to $300,000 in real cash and new lines of credit that NEVER report a balance on your personal credit report?
More importantly, what will you do with
all the money you make when I show you exactly where to
get huge UNSECURED new business lines of credit for your next investment?
When you use our “Business Credit
Builder, you never need to use your own cash again to make money in any investment.
Once you or your referral becomes a client of
World Equity Corp. you'll find that it's very easy to digest and it
really works.
This is the ONLY real business building
system that HANDS you the money you need to grow your
business or become a successful investor.
World Equity
helps entrepreneurs, real estate investors, stock and
other investors, and small-business owners:
- Secure the
cash you need to finance your business dreams.
We'll help you obtain cash for your business - not
just lines of credit with specific stores or vendors
- so you can spend your money the way you feel is
best.
- Shield
yourself from liability and reduce your tax burden.
E.F.G can incorporate your business in any state …
including no-tax, business-friendly Nevada.
- Protect your
personal finances and credit history. We'll help
you obtain the corporate credit you need now. And
then teach you how to do it without a personal
guarantee. So your company is 100% responsible for
its own debts … and you and your family aren't left
holding the bag.
- Get the cash
you need NOW … following our proven system, you
can get up to $250,000 (or more) in cash …
without a personal guarantee.
- Be primed to
take advantage of EVERY worthwhile opportunity that
comes your way. You'll never have to reluctantly
pass up a great investment or business opportunity
just because you can't find the necessary cash.
Solution
#2.
Discover How Anyone Can Establish,
Manage, Repair, Erase Bad Credit and Raise Their Credit
Score up to 100 Points Without Losing $1,000's to Credit
Repair Companies or Writing Any Letters!

As a World Equity
Financial Coach you will have immediate access to credit
enhancement services used by some of the largest credit
restoration companies in the nation.
-
Raise your credit
score 100 pts. in as little as 60 days
-
Remove negative
items
-
Discover how to
get unsecured credit cards
-
Learn pro secrets to
boost your credit rating!
-
Use Credit System loopholes to
YOUR
advantage!
-
Negotiate
settlements with Creditors!
-
Track and
Organize your progress!
Not only
will you be able to remove and improve your credit
report but you will also receive these special bonuses:

($300 Value)
|

($200 Value)
|
Solution
#3.
Mortgage
Reduction
Help your clients
reduce their 30 yr. mortgages without refinancing. Our
Mortgage Reduction System will re-structure their debts
saving them thousands of dollars in interest.

Download Our Presentation
Our mortgage reduction system is
included with any of the Corp. Credit Builder Packages!
Solution
#4.
The
"Qualified Financial Coach Opportunity"
is an easy-to-follow system that provides you with
everything that you need to earn a full time income
while working from home.
The program includes a turnkey marketing system that
will help clients quickly walk you through the
four proven steps to getting $200,000 to $300,000 in unsecured new business lines of credit.
Best of all, you'll have unlimited telephone access
to my staff to get your questions answered LIVE and in
person during our regularly scheduled weekly
teleconferences.
Sound good so far? Hang on to your seat because we're just getting started...
World
Equity Corp's. Financial Coach
Opportunity Has Never Been Offered.
"Extra Special Bonus"

Lead Generating
System
Most companies want you to talk to your friends,
relatives neighbors. That is why most people do not
succeed.
The old traditional forms of marketing our dead. I
don't know about you but most of the people that I know
are the most negative on this planet, so why would I
want to talk to them about making money? Who wants to go
to opportunity meetings and deal with all of the traffic
and parking headaches.
I have
decided to unleash my Ezlead Marketing System.
The
Ultimate Corp Credit Builder
is a complete hands off service. We
will show you or your clients exactly how to set up your business name on paper so that you qualify for the large lines of credit offered by the lenders on our contact list.
Take a moment to dream about the deals you will do when you are holding this money in your hands. $300,000 will be yours when you follow my trademarked recipe. This system is no joke – it really works..
Business lines of credit have been used by traditional businesses for years. Now, finally you can have access to the same resources the big guys have always used to get RICHER.
Hard work and personal saving can only get you so far. It takes money to make money. So reach out and TAKE the money that is waiting for YOU.
Not only will you get a complete arsenal of tools to assure your success in getting the MONEY, but you will also be privy to
all my secret strategies that are part of
this system.
$50K in new business lines of credit with offers pouring in!
As You Follow This Step System, You Will: